In this blog we will highlight the meaning of three most fundamental and crucial variables that even a person with little or no knowledge of finance can manage to become financially independent. Proper control over these three variables can change the financial well being and make any individual rich if proper management and control is exercised over these important aspects of personal finance. We will be covering the entire genre of personal finance with a systematic approach in this series of blogs covering the entire spectrum and will enable our readers take their finances to the next level.