To get personal loan online instantly in India, start by researching trusted financial institutions or apps that offer quick loan approvals. Popular options include NBFCs, like AEON Credit. Ensure you meet the eligibility criteria, such as age, income, and credit score, before applying. Use the lender’s app or website to submit your KYC documents, income proof, and bank statements. Once verified, the loan amount is disbursed directly to your bank account, often within minutes. Compare interest rates and terms before applying to make an informed choice for your financial needs.